As a first time investor, unless you hear otherwise, your investment has benefitted from the First Time Investor Guarantee. The offer is subject to availability however and could be withdrawn by Lendahand Ethex Limited at any time.  In a small number of cases, it is a possibility that you place your first order when there are insufficient funds available. If this happens, we will notify you that your investment will not be covered by the guarantee and you will then have a 14 day cooling off period to decide if you still wish to proceed or not.